A home is one of the most expensive purchases many people make in their lifetimes, and when homes are damaged due to storms, owners want them repaired as quickly, economically, and reliably as possible. It is not unusual to see strangers, in neighborhoods affected by major storms, offering quick fixes for upfront fees then disappearing as soon as they get their money. In order to avoid this kind of scam, there are questions you should ask contractors offering storm home damage repairs MN homeowners need after a significant weather event.
0If you have experienced significant damage to your house, you probably want to get someone working on it right away. It's important to wait on the insurance provider to look at it first however. You can start looking for contractors and asking questions like how long they been in business and what kinds of repair jobs they have experience with.
A good contractor should be happy to provide you with several current references when you ask. The work done for them needs to be the same general work you require done on your house. Once you have gotten references, it is important for you to follow up with a phone call, email, or text. Any contractor who either doesn't have references readily available, or doesn't want to give you any names, should probably be eliminated as a candidate for your job.
You should never hire a contractor that cannot give you proof of appropriate licenses and insurance. If a worker is injured on your property, you could be held liable if the contractor doesn't have the proper liability insurance. You should also make sure anyone you hire has the correct licenses and any certifications required by the state.
In order to take as many jobs as possible, a lot of contractors outsource work to subcontractors. This is not unusual, and it can be fine as long as the subcontractors are qualified, insured, and licensed. If your contractor intends to pass along your job to someone else, you need to know and approve it.
You might be tempted to hire a friend or family member to make repairs to your house in order to save money, but it may end up costing you more in the long run. It is almost always a mistake to let a handyman fix major problems that are best left to professionals. You need a company that specializes in the kind of repairs you need when you consider contractors.
There are a number of warning signs that indicate an individual offering to repair your house might not be legitimate. You should beware of people with out of state car or truck tags, who don't have an established place of business, or want cash in advance. Those without proof of licenses and adequate insurance should be avoided as well.
When storms damage your house, you need it repaired by someone who is experienced, professional and trustworthy. You home is a valuable asset. You shouldn't entrust it to just anyone. Asking pertinent questions in the beginning, will help prevent costly mistakes.
0If you have experienced significant damage to your house, you probably want to get someone working on it right away. It's important to wait on the insurance provider to look at it first however. You can start looking for contractors and asking questions like how long they been in business and what kinds of repair jobs they have experience with.
A good contractor should be happy to provide you with several current references when you ask. The work done for them needs to be the same general work you require done on your house. Once you have gotten references, it is important for you to follow up with a phone call, email, or text. Any contractor who either doesn't have references readily available, or doesn't want to give you any names, should probably be eliminated as a candidate for your job.
You should never hire a contractor that cannot give you proof of appropriate licenses and insurance. If a worker is injured on your property, you could be held liable if the contractor doesn't have the proper liability insurance. You should also make sure anyone you hire has the correct licenses and any certifications required by the state.
In order to take as many jobs as possible, a lot of contractors outsource work to subcontractors. This is not unusual, and it can be fine as long as the subcontractors are qualified, insured, and licensed. If your contractor intends to pass along your job to someone else, you need to know and approve it.
You might be tempted to hire a friend or family member to make repairs to your house in order to save money, but it may end up costing you more in the long run. It is almost always a mistake to let a handyman fix major problems that are best left to professionals. You need a company that specializes in the kind of repairs you need when you consider contractors.
There are a number of warning signs that indicate an individual offering to repair your house might not be legitimate. You should beware of people with out of state car or truck tags, who don't have an established place of business, or want cash in advance. Those without proof of licenses and adequate insurance should be avoided as well.
When storms damage your house, you need it repaired by someone who is experienced, professional and trustworthy. You home is a valuable asset. You shouldn't entrust it to just anyone. Asking pertinent questions in the beginning, will help prevent costly mistakes.
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