What a gorgeous day! You're driving down the highway without a care in the world, you've got the top down and your Audrey Hepburn sunglasses and scarf on and you're belting out "Walking on Sunshine", when all of a sudden- smash! The BMW in front of you has had the nerve to kick up some stones and one of them has left a crack in your windscreen. Now, before you think you'll need to sell your soul for mobile windshield repair in Surrey, BC - make sure you have all the facts at your fingertips.
If the glass on your car is damaged by something other than collision, comprehensive cover will pay out if it was caused by fire, vandalism, storms and animal collision. This type of cover is usually optional so you'll need to check if it is included in your policy. If it is, also check whether this covers the windscreen. The reason for this being, that some plans specifically exclude the windscreens of vehicles.
Chips and scratches in the glass can usually be fixed, but this will depend on the size, how deep it is and where the crack may be located. It might be good practice to get advice from a professional before deciding to have the windscreen repaired or replaced. Glass damage of between 1 inch wide and 3 inches long can usually be repaired, while damage that is larger than hands-width usually necessitates replacement. Although, with new improvements in the industry, sometimes much longer cracks are able to be repaired.
Repair will depend on what type of crack you have on your windshield. Star shaped cracks, a circular crack, small chips and even a small piece of missing glass can be repaired. Keep in mind that if you have more than a single crack or chip, this will definitely affect the prognosis.
Once you decide to claim, you can usually do this by phone, on line or in person. An agent will advise you regarding the options available to you on your policy. They will also advise that you can either have the repair carried out through a company that they have a contract with, or that you can approach your own choice of repair shop.
If the crack is older than about a month, there may be residue buildup inside it, from the glass being washed, dust and elements in the air. The location of the crack will influence whether the glass should be repaired or replaced. If the crack impairs the driver's sight of the road, the windscreen should definitely be replaced.
Also, if the damage is near the edge of the windshield, simply repairing it may affect the integrity of the glass. Damage on the interior windscreen can't be fixed and neither can holes which have gone through both glass layers. Cracks that aren't repaired sooner rather than later will collect dust and may make the crack worse.
Also note that there have been some companies who could claim multiple windscreen replacements from your insurer, under your policy, without your knowledge! This could end up in you losing your insurance for making false claims! So, with all this information at your disposal, make sure you chat to your insurer first if you need to claim for a windshield repair in Surrey, BC.
If the glass on your car is damaged by something other than collision, comprehensive cover will pay out if it was caused by fire, vandalism, storms and animal collision. This type of cover is usually optional so you'll need to check if it is included in your policy. If it is, also check whether this covers the windscreen. The reason for this being, that some plans specifically exclude the windscreens of vehicles.
Chips and scratches in the glass can usually be fixed, but this will depend on the size, how deep it is and where the crack may be located. It might be good practice to get advice from a professional before deciding to have the windscreen repaired or replaced. Glass damage of between 1 inch wide and 3 inches long can usually be repaired, while damage that is larger than hands-width usually necessitates replacement. Although, with new improvements in the industry, sometimes much longer cracks are able to be repaired.
Repair will depend on what type of crack you have on your windshield. Star shaped cracks, a circular crack, small chips and even a small piece of missing glass can be repaired. Keep in mind that if you have more than a single crack or chip, this will definitely affect the prognosis.
Once you decide to claim, you can usually do this by phone, on line or in person. An agent will advise you regarding the options available to you on your policy. They will also advise that you can either have the repair carried out through a company that they have a contract with, or that you can approach your own choice of repair shop.
If the crack is older than about a month, there may be residue buildup inside it, from the glass being washed, dust and elements in the air. The location of the crack will influence whether the glass should be repaired or replaced. If the crack impairs the driver's sight of the road, the windscreen should definitely be replaced.
Also, if the damage is near the edge of the windshield, simply repairing it may affect the integrity of the glass. Damage on the interior windscreen can't be fixed and neither can holes which have gone through both glass layers. Cracks that aren't repaired sooner rather than later will collect dust and may make the crack worse.
Also note that there have been some companies who could claim multiple windscreen replacements from your insurer, under your policy, without your knowledge! This could end up in you losing your insurance for making false claims! So, with all this information at your disposal, make sure you chat to your insurer first if you need to claim for a windshield repair in Surrey, BC.
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